Times Black ICICI Bank Credit Card 2025
Get over ₹1,00,000+ value/year with 5% unlimited cashback + Taj privileges!
India’s most powerful 5% cashback card! Times Black ICICI offers 5% unlimited cashback on every single transaction (no exclusions), Taj Epicure Invite membership, 8 domestic lounges, 1% fuel waiver & ₹5,000 Taj vouchers every year.
Perfect for high spenders who want real cash!
Why Choose Times Black in 2025?
5% unlimited cashback • Taj Epicure Invite • 8 lounges • ₹5K Taj vouchers • 1% fuel waiver
Best for: High spenders (₹1L+/month), Taj lovers, pure cashback seekers
₹2,999 + GST FEE – ₹10,000+ Taj Vouchers First Year!
Card At a Glance
₹2,999 + GST
₹2,999 + GST
5% Unlimited on ALL spends
Epicure Invite Membership
8 Domestic/Year
₹5,000 Taj Vouchers
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Annual Fee | ₹2,999 + GST (waived on ₹12L spend) |
| Cashback | 5% unlimited on every transaction |
| Taj Epicure Invite | Free membership + ₹5,000 vouchers yearly |
| Fuel Waiver | 1% (up to ₹4,000/year) |
Detailed Reward Rates (2025)
- 5% unlimited cashback on ALL spends – no merchant exclusion
- Cashback credited monthly as statement credit
- Annual ₹5,000 Taj stay/dining vouchers
- Taj Epicure Invite membership (top tier below InnerCircle)
Airport Lounge Access
- 8 complimentary domestic lounge visits per year
- 2 visits per quarter
- Dreamfolks network
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Zero lost card liability
- Purchase protection up to ₹1 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% unlimited real cashback | ₹2,999 + GST fee |
| Taj Epicure Invite membership | High spend for fee waiver (₹12L) |
| ₹5,000 Taj vouchers every year | No international lounge |
| 8 domestic lounges | Invite-only in many cities |
Eligibility Criteria & Documents Required
- Invite-only card (ICICI sends pre-approved offers)
- Minimum Annual Income: ₹18–20 Lakh+
- Existing ICICI relationship preferred
- Credit Score: 780+ preferred
How to Apply
- Wait for ICICI pre-approved offer (SMS/email)
- Click apply link → instant approval
- Or contact RM for invitation
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
India’s highest cashback card! 5% unlimited + Taj Epicure Invite + ₹5K vouchers = ₹1 Lakh+ value/year. If you spend ₹1L+ per month and get the invite – this is the king of cashback cards!
Frequently Asked Questions (FAQs)
5% sach mein har jagah?
Yes! Wallet load, insurance, fuel – sab pe 5%.
Taj Epicure Invite kya hai?
Top-tier Taj program – 30% off stays + dining + upgrades.
Invite kaise milega?
High ICICI relationship + ₹15L+ spend on other cards.