Standard Chartered Priority Visa Infinite Credit Card 2025
Save more than ₹40,000 every year with high overseas rewards, lounges & low forex!
For Priority Banking customers who travel abroad or shop fashion, the Standard Chartered Priority Visa Infinite Credit Card is a premium travel card in 2025.
Earn 5 points per ₹100 on overseas & retail fashion, 2 points per ₹100 on others, 12 lounge visits (8 domestic + 4 international), Priority Pass, golf privileges, and Lifetime Free – no joining/annual fee.
Points redeem for miles, vouchers or cash – flexible for travelers.
Why This Is The Best NRI/Travel Card in 2025?
5X overseas & fashion • 2X everywhere • 12 lounges • LTF for Priority • Low forex 3.5% • Golf & insurance
Best for: NRIs, international shoppers, Priority clients, frequent flyers
No Fee for Priority Customers – Exclusive for high-net-worth clients
Card At a Glance
Nil (for Priority)
Nil (Lifetime Free)
5 on Overseas/Fashion | 2 others
8 Dom + 4 Int/year
3.5% + GST
₹0.25–₹1 (miles/vouchers)
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil for Priority Banking |
| Annual Fee | Nil (Lifetime Free) |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
| Cash Advance Fee | 3% (min ₹300) |
Detailed Reward Rates (2025)
- 5 Points per ₹100 on overseas & retail fashion
- 2 Points per ₹100 on all other spends
- 1 Point = ₹0.25 cashback or up to ₹1 for miles
- No points on fuel, wallet, rent
- Points auto-transfer to 360° Rewards
Airport Lounge Access
8 complimentary domestic + 4 international visits per year
Priority Pass membership included for global lounges
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5X on overseas & fashion | Priority Banking required |
| 12 lounge visits total | 3.5% forex (not lowest) |
| Lifetime Free for eligible | No dining bonuses |
| Golf & insurance covers | Moderate base rate |
| Flexible redemptions |
Eligibility Criteria & Documents
- Priority Banking customer
- Age: 21–65 years
- Min income: ₹10 Lakh/year
- Documents: PAN, Aadhaar, ITR
How to Apply (2-Minute Process)
- Contact Priority Banking
- Verify eligibility
- Submit documents
- Instant approval
- Card in 7 days
Final Verdict – Should You Get It in 2025?
For Priority clients spending abroad or on fashion, this card delivers ₹30,000–₹50,000 value yearly in points + lounges. Best premium LTF card for NRIs & travelers!
Frequently Asked Questions (FAQs)
Who can apply?
Priority Banking customers only.
Lounge visits?
8 domestic + 4 international free.
Forex fee?
3.5% – standard for category.