RBL Monthly Treats Credit Card 2025
Get ₹3,000 Swiggy discount + ₹4,000 fuel waiver every year – completely free!
Best entry-level foodie card! RBL Monthly Treats is 100% lifetime free, gives ₹250 off on Swiggy every month (₹3,000/year), 1% fuel surcharge waiver, and 10 reward points per ₹100 on all spends.
Perfect for daily food delivery & fuel users!
Why Choose RBL Monthly Treats in 2025?
₹250 Swiggy monthly • LTF • 1% fuel waiver • 10 RP/₹100 • No hidden fees
Best for: Food delivery lovers, beginners, zero-fee card seekers
Card At a Glance
Nil
Nil (LTF)
₹250 off/month
1% (up to ₹100/month)
10 RP per ₹100
~2.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (LTF) |
| Swiggy Discount | ₹250 off per month (min ₹999 order) |
| Fuel Surcharge | 1% waiver (max ₹100/month) |
| Reward Points | 10 RP per ₹100 on all spends |
Detailed Reward Rates (2025)
- ₹250 off on Swiggy every month (₹3,000/year)
- 10 reward points per ₹100 on all retail spends
- 1 RP = ₹0.25 (vouchers) → effective ~2.5% return
- 1% fuel surcharge waiver (max ₹100/month)
Airport Lounge Access
No lounge access – Pure cash-saving machine
Insurance & Protection Benefits
- Zero lost card liability
- Fraud protection
- Purchase protection up to ₹50,000
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| ₹250 Swiggy off every month | No lounge access |
| 100% Lifetime Free | Reward value only 2.5% |
| 1% fuel waiver | Swiggy offer needs ₹999+ order |
| Easy approval |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹2.5 Lakh
- Credit Score: 650+ preferred
- Documents: PAN, Aadhaar, Salary Slip / Bank Statement
How to Apply Online (3-Minute Process)
- Visit RBL Bank website
- Select Monthly Treats → Apply Now
- Fill details & Video KYC
- Instant approval for most
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Best zero-fee foodie card! ₹3,000 Swiggy + ₹1,200 fuel waiver + rewards = ₹6,000+ value/year – all for ₹0 fee. Must-have if you order from Swiggy regularly!
Frequently Asked Questions (FAQs)
₹250 Swiggy har mahine?
Yes! Just ₹999+ order → ₹250 off.
LTF sach mein?
100% – no joining, no renewal ever.
Fuel waiver kitna?
1% waiver → ₹100/month max.