RBL Bank Icon Credit Card 2025

20 RP Dining

10 Lounge Visits

5X All Spends

₹2,500 Fee

Get over ₹25,000+ value with 20 RP dining + 10 lounges + 5X rewards!

Best dining card! RBL Icon gives 20 reward points on dining, 10 lounge visits, 5X on all spends, and premium travel benefits.

Perfect for foodies & travelers!

Why Choose RBL Icon in 2025?

20 RP dining • 10 lounge visits • 5X everywhere • Low forex • Movie benefits

Best for: Dining lovers, frequent travelers, reward maximizers

Apply Now → 20 RP Dining + 10 Lounge

₹2,500 JOINING FEE – 5,000 Welcome Reward Points!

Card At a Glance

Joining Fee
₹2,500

Annual Fee
₹2,500

Reward Rate
20 RP Dining | 5X Others

Lounge Access
10/Year

Forex Markup
2%

Welcome Gift
5,000 RP

Complete Fees & Charges

Particulars	Details
Joining Fee	₹2,500
Annual Fee	₹2,500
Reward Points	20 RP/₹100 Dining \| 5 RP/₹100 Others
Forex Markup	2% + GST
Interest Rate	3.75% per month
Fuel Surcharge Waiver	1% (up to ₹400)
Cash Advance Fee	2.5% of amount

Detailed Reward Rates (2025)

20 RP per ₹100 on dining
5 RP per ₹100 on all other spends
1 RP = ₹0.25 (vouchers/airmiles)
5,000 welcome RP on joining
No expiry on reward points

Airport Lounge Access

10 complimentary domestic lounge visits per year
2 visits per quarter

Insurance & Protection Benefits

₹1 Crore air accident cover
₹10 Lakh personal accident cover
Zero lost card liability

Pros & Cons (Real User View)

Pros	Cons
20 RP dining (5% value)	₹2,500 annual fee
10 lounge visits	No fee waiver
2% forex markup	Dining focused
5X everywhere	Moderate income req.
5K welcome points

Eligibility Criteria & Documents Required

Age: 21–60 years
Minimum Annual Income: ₹8 Lakh
Credit Score: 750+ preferred
Documents: PAN, Aadhaar, Income Proof

How to Apply Online (3-Minute Process)

Visit RBL Bank website
Select Icon → Apply
Fill income details
Video KYC verification
Card + 5K RP in 7-10 days

Final Verdict – Should You Get It in 2025?

Best dining + travel card! 20 RP dining + 10 lounges + 5X rewards = ₹25,000+ value. Perfect for foodies!

Frequently Asked Questions (FAQs)

20 RP on all dining?

Yes! Restaurants, cafes, food delivery.

10 lounge visits guaranteed?

Yes! 2 per quarter domestic.

2% forex markup?

Yes! Excellent for international travel.

5K welcome points?

Yes! Worth ₹1,250 on joining.

Good reward value?

Yes! 1 RP = ₹0.25 (best in class).

Apply Now – 20 RP Dining + 10 Lounge