MakeMyTrip ICICI Signature Credit Card 2025
Save up to ₹60,000+ every year with zero forex, ₹11,000 MMT vouchers & premium lounge access!
If you book flights or hotels on MakeMyTrip even occasionally, the MakeMyTrip ICICI Signature Credit Card is currently the best zero-forex travel card in India!
You get ₹5,000 MMT vouchers on joining, zero forex markup forever, ₹1,500 MMT voucher every quarter (total ₹6,000/year), 8 domestic + 4 international lounge visits, Buy-1-Get-1 movie tickets up to ₹500/month, 1% fuel waiver, and ₹3,000 fee easily waived on ₹5 Lakh spend.
Reward points = Real Value – redeem directly on MMT or as statement credit at ₹1 per point!
Why This Is The Best Zero-Forex Travel Card in 2025?
₹5,000 joining + ₹6,000 yearly MMT vouchers • 0% forex • 8+4 lounge visits • BOGO movies • Fee waiver ₹5L • Metal card feel
Best for: MMT users, international travellers, hotel & flight bookers
Fee Waiver Offer – ₹3,000 waived on ₹5 Lakh annual spend
Card At a Glance
₹3,000 + GST
₹3,000 + GST (Waived on ₹5L spend)
Up to 6% on MMT | 2% others
My Cash (1 = ₹1)
1% (up to ₹400/month)
MMT / Statement Credit
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST (Waived on ₹5L spend) |
| Welcome Benefit | ₹5,000 MMT Vouchers |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 0% (Zero forever) |
| Interest Rate | 3.4%–3.8% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
| Cash Advance Fee | 2.5% or ₹500 |
Detailed Reward Rates (2025)
- 6% My Cash on MakeMyTrip (flights, hotels, holidays)
- ₹1,500 MMT voucher every quarter on ₹1.5L spend
- 2% My Cash on all other spends
- 1 My Cash = ₹1 (direct redemption on MMT or statement credit)
- Buy 1 Get 1 movie ticket up to ₹500/month
Airport Lounge Access
8 complimentary domestic + 4 international lounge visits per year via Dreamfolks
Insurance & Protection Benefits
- ₹3 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| ₹5,000 joining + ₹6,000 yearly MMT vouchers | ₹3,000 annual fee |
| Zero forex markup forever | Lounge only 12 visits/year |
| 8 domestic + 4 intl lounge visits | Rewards lower outside MMT |
| BOGO movie tickets | |
| Fee waiver on ₹5L spend |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹12 Lakh p.a.
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit ICICI Bank website → Credit Cards → MakeMyTrip Signature
- Click Apply Now → Fill basic details
- Upload PAN, Aadhaar & income proof
- Video KYC (2–3 minutes)
- Card approved & dispatched in 7–10 days
Final Verdict – Should You Get It in 2025?
If you use MakeMyTrip even 2–3 times a year and travel abroad, MMT ICICI Signature gives ₹11,000 MMT vouchers + zero forex + lounge access at just ₹3,000 fee (easily waived). Best travel card under ₹5K fee in India right now!
Frequently Asked Questions (FAQs)
How much MMT voucher do I get?
₹5,000 on joining + ₹1,500 every quarter = ₹11,000 yearly.
Is forex really zero?
Yes, 0% markup on all international transactions — forever.
Lounge access?
8 domestic + 4 international visits per year.
Any movie offer?
Buy 1 Get 1 free up to ₹500/month.