MakeMyTrip ICICI Platinum Credit Card 2025
Save up to ₹12,000+ every year on travel bookings, lounges & movies!
Love planning trips on MakeMyTrip? The MakeMyTrip ICICI Platinum Credit Card is tailored for travelers!
Get 6% myCash on hotels, 3% on flights/holidays, 1% on other spends, 1 domestic lounge access/quarter, ₹3,000 holiday voucher + ₹500 myCash welcome, 1% fuel waiver, movie BOGO up to ₹400/month, low ₹500 fee, and redeem myCash only on MMT!
Best card for frequent MMT users + budget travelers!
Why This Is The Best Co-Branded Travel Card in 2025?
6% myCash hotels • 3% flights • 1 lounge/quarter • ₹3K voucher • Movie BOGO • 1% fuel waiver • Milestone ₹1K myCash • 45 days interest-free.
Best for: MMT loyalists, hotel bookers, budget flyers, moviegoers
Card At a Glance
₹500 + GST
₹500 + GST
Up to 6% myCash
2% + GST
1 Domestic/Quarter
1% (up to ₹100/month)
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Welcome Benefit | ₹3,000 MMT voucher + ₹500 myCash on activation |
| Rewards Redemption Fee | Zero (redeem on MMT) |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Lounge Access | 1 domestic/quarter |
| Cash Advance Limit | 50% of credit limit |
Detailed Reward Rates (2025)
- 6% myCash on hotel & holiday bookings on MMT (₹6 per ₹100)
- 3% myCash on flight, cab, bus bookings on MMT (₹3 per ₹100)
- 1% myCash on all other online/offline spends (₹1 per ₹100)
- myCash = ₹1 value, redeemable only on MMT bookings
- No expiry on myCash
- No rewards on fuel, rent, wallet, govt
- Milestone: ₹1,000 myCash on ₹2.5L annual spend
Airport Lounge Access
- 1 complimentary visit/quarter
- Domestic lounges only
- Primary + add-on cardholder
- No spend criteria
Insurance & Protection Benefits
- ₹30 Lakh air accident cover
- ₹1 Lakh emergency hospitalization
- Zero lost card liability
- 1 free add-on card
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| High 6% on MMT hotels + 3% flights | myCash redeem only on MMT |
| ₹3K welcome voucher + low ₹500 fee | Only 1 lounge/quarter |
| Movie BOGO up to ₹400/month | 2% forex markup |
| 1% fuel waiver + dining discounts | No annual fee waiver |
| Milestone ₹1K myCash | 3.6% high interest rate |
Eligibility Criteria & Documents Required
- Age: 21-60 years
- Min Monthly Income: ₹30,000
- Credit Score: 750+ preferred
- Documents: PAN, Aadhaar, Salary slips/Bank statements
How to Apply Online (5-Minute Process)
- Visit ICICI Bank website/app
- Check eligibility & fill details
- Upload docs + video KYC
- Card delivered in 7-10 days
Final Verdict – Should You Get It in 2025?
If you book hotels/flights on MMT regularly, get ₹10,000–₹18,000 value yearly. Best co-branded for MMT users – solid travel starter for 2025!
Frequently Asked Questions (FAQs)
myCash redemption?
Only on MMT for flights/hotels/holidays (₹1 = ₹1 value).
Lounge access how many?
1 domestic/quarter (total 4/year).
Welcome benefits?
₹3,000 holiday voucher + ₹500 myCash on activation.
Fuel waiver?
1% up to ₹100/month at HPCL pumps.