SBI KrisFlyer Apex Credit Card 2025
Save up to ₹3,50,000+ every year with 50,000 miles, unlimited lounge & Singapore Airlines elite status!
If you love Singapore Airlines, business class or Star Alliance redemptions, the SBI KrisFlyer Apex Credit Card is currently the best Singapore Airlines card in India!
You get 50,000 KrisFlyer miles on joining, 1:1 direct transfer to Singapore Airlines KrisFlyer, unlimited lounge access worldwide (self + guest), Silver Elite status (priority check-in, extra baggage, lounge), 12 complimentary golf rounds, low 1.99% forex markup, and ₹12,499 annual fee fully covered by benefits.
Miles never expire — perfect for business/first class to Europe, USA, Australia!
Why This Is The Best Singapore Card in 2025?
50,000 welcome miles • 1:1 to KrisFlyer • Unlimited lounge self+guest • Silver Elite status • 12 golf rounds • 1.99% forex
Best for: Singapore Airlines flyers, Star Alliance lovers, business class seekers, luxury travellers
Current Offer – 50,000 Miles + Unlimited Lounge + Silver Status
Card At a Glance
₹12,499 + GST
₹12,499 + GST
50,000 KrisFlyer Miles
Up to 5 Miles/₹100
Unlimited (Self + Guest)
KrisFlyer Silver Elite
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹12,499 + GST |
| Annual Fee | ₹12,499 + GST |
| Welcome Benefit | 50,000 KrisFlyer Miles + Silver Elite |
| Foreign Currency Markup | 1.99% + GST |
| Interest Rate | 3.75% per month |
Detailed Reward Rates (2025)
- 5 Miles per ₹100 on Singapore Airlines & KrisShop
- 3 Miles per ₹100 on international spends
- 2 Miles per ₹100 on all other spends
- 1:1 direct transfer to KrisFlyer (Singapore Airlines + Star Alliance)
- Unlimited lounge access worldwide (self + 1 guest)
Airport Lounge Access
Unlimited lounge access worldwide for cardholder + 1 guest via Priority Pass
Insurance & Protection Benefits
- ₹5 Crore air accident cover
- ₹50 Lakh overseas medical cover
- 12 complimentary golf rounds
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 50,000 welcome miles | ₹12,499 annual fee |
| Unlimited lounge self + guest | |
| Silver Elite status | |
| 12 golf rounds | |
| 1.99% forex markup |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹25 Lakh+ p.a.
- Credit Score: 780+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit SBI Card → KrisFlyer Apex
- Click Apply Now → Fill details
- Upload documents → Video KYC
- Card delivered in 10–15 days
Final Verdict – Should You Get It in 2025?
If you fly Singapore Airlines or want business class on Star Alliance, SBI KrisFlyer Apex gives you 50,000 miles + unlimited lounge + Silver status worth ₹3 Lakh+ every year. Best Singapore Airlines card in India — luxury at its peak!
Frequently Asked Questions (FAQs)
Welcome bonus?
50,000 KrisFlyer miles + Silver Elite status.
Lounge access?
Unlimited worldwide for self + 1 guest.
Transfer ratio?
1:1 direct to Singapore KrisFlyer.
Elite status?
KrisFlyer Silver Elite (priority, baggage, lounge).