Kotak Myntra Credit Card 2025
Save up to ₹35,000+ every year with ₹3,000 vouchers, 7.5% back on Myntra & lounge access!
If you shop on Myntra regularly, the Kotak Myntra Credit Card is currently the highest cashback fashion card in India!
You get ₹3,000 Myntra vouchers on joining, 7.5% unlimited cashback on every Myntra purchase, 4 domestic lounge visits, 1% fuel waiver, BOGO movie tickets, and ₹1,500 annual fee waived on just ₹2 Lakh spend.
Cashback as direct Myntra vouchers — super easy to use!
Why This Is The Best Fashion Card in 2025?
₹3,000 Myntra vouchers • 7.5% unlimited on Myntra • 4 lounge visits • BOGO movies • Fee waiver ₹2L • Instant vouchers
Best for: Fashion lovers, Myntra shoppers, online buyers, young professionals
Fee Waiver – ₹1,500 waived on ₹2 Lakh annual spend
Card At a Glance
₹1,500 + GST
₹1,500 + GST (Waived on ₹2L)
₹3,000 Myntra Vouchers
7.5% on Myntra
4 Domestic/year
Instant Myntra Vouchers
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Fee | ₹1,500 + GST (Waived on ₹2L spend) |
| Welcome Benefit | ₹3,000 Myntra vouchers |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
Detailed Reward Rates (2025)
- 7.5% unlimited cashback on Myntra (as Myntra vouchers)
- 1.25% cashback on all other spends
- Buy 1 Get 1 movie ticket up to ₹300/month
- 4 domestic lounge visits per year (1 per quarter)
Airport Lounge Access
4 complimentary domestic lounge visits per year (1 per quarter)
Insurance & Protection Benefits
- Zero lost card liability
- Purchase protection up to ₹50,000
- Personal accident cover ₹5 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| ₹3,000 Myntra vouchers on joining | 3.5% forex markup |
| 7.5% unlimited on Myntra | Only 4 lounge visits |
| 4 domestic lounge visits | Rewards only valuable for Myntra shoppers |
| BOGO movie tickets | |
| Fee waiver on ₹2L spend |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹25,000/month salary or ₹6 Lakh ITR
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit Kotak Bank website → Credit Cards → Myntra Card
- Click Apply Now → Fill mobile & PAN
- Upload documents → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you shop on Myntra even ₹50,000+ yearly, Kotak Myntra Card gives you ₹3,000 vouchers + 7.5% unlimited cashback + 4 lounge visits — easily ₹20,000+ value every year. Best fashion-focused card in India right now!
Frequently Asked Questions (FAQs)
How much back on Myntra?
7.5% unlimited cashback on every Myntra purchase.
Welcome benefit?
₹3,000 Myntra vouchers on joining.
Lounge access?
4 domestic lounge visits per year.
Fee waiver?
Yes, ₹1,500 waived on ₹2 Lakh spend.