IndusInd Legend Credit Card 2025
Unlimited Lounge
2% Forex Markup
3X All Spends
₹9,999 Fee
Get over ₹40,000+ value with unlimited lounge + 2% forex + premium benefits!
Premium travel card! IndusInd Legend gives unlimited lounge access, 2% forex markup, 3X reward points everywhere, and luxury hotel privileges.
Perfect for frequent international travelers!
Why Choose IndusInd Legend in 2025?
Unlimited lounge • 2% forex • 3X everywhere • Priority Pass • Golf lessons • Hotel upgrades
Best for: International travelers, luxury seekers, high spenders
Card At a Glance
Joining Fee
₹9,999
₹9,999
Annual Fee
₹9,999
₹9,999
Reward Rate
3X All Spends
3X All Spends
Lounge Access
Unlimited + Priority Pass
Unlimited + Priority Pass
Forex Markup
2%
2%
Welcome Gift
10,000 Points
10,000 Points
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹9,999 |
| Annual Fee | ₹9,999 |
| Reward Points | 3 RP per ₹100 |
| Forex Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (up to ₹500) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 3 reward points per ₹100 on ALL spends
- 1 RP = ₹0.50 (vouchers/travel)
- 10,000 welcome points on joining
- Milestone: 25,000 RP on ₹5L spends
- Points valid 3 years
Airport Lounge Access
- UNLIMITED domestic lounge access
- Complimentary Priority Pass (international)
- 2 guest visits free per visit
Insurance & Protection Benefits
- ₹2 Crore air accident cover
- ₹50 Lakh personal accident cover
- ₹1 Crore emergency hospitalization
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Unlimited lounge access | ₹9,999 high fee |
| 2% forex markup | No fee waiver |
| Priority Pass included | High income required |
| 3X everywhere | Points expire 3 years |
| 10K welcome points |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹25 Lakh
- Credit Score: 780+ required
- Documents: PAN, Aadhaar, ITR
How to Apply Online (3-Minute Process)
- Visit IndusInd Legend page
- Fill high-income details
- Upload ITR/salary slips
- Video KYC verification
- Card + Priority Pass in 10 days
Final Verdict – Should You Get It in 2025?
Best premium travel card! Unlimited lounge + 2% forex + Priority Pass = ₹40,000+ value. Perfect for global travelers!
Frequently Asked Questions (FAQs)
Truly unlimited lounge?
Yes! Domestic + international Priority Pass.
2% forex confirmed?
Yes! Best in premium segment.
3X on ALL spends?
Yes! No category restrictions.
Priority Pass free?
Yes! Included with card.
High income needed?
Yes! ₹25L+ annual income required.