Flipkart SBI Credit Card 2025
Save up to ₹20,000+ every year on Flipkart shopping, Myntra fashion, Zomato food, Uber rides & daily online spends!
If you love shopping on Flipkart, Myntra, or using Zomato/Uber, the Flipkart SBI Credit Card is a fantastic cashback card for online savings!
You get 7.5% cashback on Myntra (capped ₹4,000/quarter), 5% on Flipkart & Cleartrip (capped ₹4,000/quarter each), 4% unlimited on partners like Zomato, Uber, Netmeds, PVR, 1% unlimited on everything else, up to ₹1,250 welcome vouchers (₹250 Flipkart + ₹500 each Flipkart/Cleartrip till Dec 2025), and low ₹500 fee waived on ₹3.5 Lakh annual spend.
Cashback auto-credits to your statement – real money, no points, no expiry!
Why This Is The Best Flipkart Shopping Card in 2025?
7.5% on Myntra • 5% on Flipkart/Cleartrip • 4% on Zomato/Uber/Netmeds/PVR • 1% unlimited on others • Up to ₹1,250 welcome vouchers (till Dec 2025) • Fee waiver on ₹3.5L • Flexipay EMI.
Best for: Flipkart/Myntra loyalists, food delivery users, cab riders, online shoppers
Fee Waiver Offer – ₹500 Waived on ₹3.5 Lakh Annual Spend
Card At a Glance
₹500 + GST
₹500 + GST (Waived on ₹3.5L spend)
7.5% Myntra | 5% Flipkart/Cleartrip | 4% Partners | 1% Others
₹4,000/quarter on Myntra/Flipkart/Cleartrip
None
3.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST (Waived on ₹3.5 Lakh spend) |
| Welcome Benefit | ₹250 Flipkart Voucher + Up to ₹1,000 Extra (Till Dec 2025) |
| Cashback Credit | Auto to Statement (No Expiry) |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (₹500–₹3,000 txn, max ₹100/month) |
Detailed Cashback Rates (2025)
- 7.5% Cashback on Myntra spends (capped ₹4,000/quarter)
- 5% Cashback on Flipkart & Cleartrip spends (capped ₹4,000/quarter each)
- 4% Unlimited Cashback on Preferred Merchants (Zomato, Uber, Netmeds, PVR, etc.)
- 1% Unlimited Cashback on all other eligible spends
- No cashback on fuel, rent, EMI, wallet loads, government payments, insurance
- Up to ₹1,250 welcome vouchers (₹250 Flipkart + ₹500 each Flipkart/Cleartrip till Dec 2025)
- Cashback auto-credited to statement – simple & hassle-free
Airport Lounge Access
No complimentary lounge access available
Insurance & Protection Benefits
- Zero liability on lost card (if reported immediately)
- Flexipay EMI on purchases ₹2,500+
- 24/7 fraud monitoring & support
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 7.5% on Myntra (high for fashion) | Caps on Flipkart/Myntra/Cleartrip (₹4,000/quarter) |
| 5% on Flipkart/Cleartrip + 4% on Zomato/Uber | No lounge access |
| Low ₹500 fee, waiver on ₹3.5L | 3.5% forex markup |
| Up to ₹1,250 welcome vouchers (till Dec 2025) | No cashback on fuel/rent/EMI |
| 1% unlimited on everything else | Newer card (launched 2024) |
| Add-on cards for family |
Eligibility Criteria & Documents Required
- Age: 21–60 years (salaried) | 21–65 years (self-employed)
- Minimum Annual Income: ₹4.5 Lakh
- Credit Score: 700+ preferred
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit SBI Card website and select Flipkart Card
- Fill basic details → Get instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2–3 minutes)
- Card approved & dispatched in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹10,000+ monthly on Flipkart, Myntra, Zomato or Uber, this card gives ₹10,000–₹20,000 cashback yearly with low fee & big welcome vouchers (till Dec 2025). Solid SBI alternative to Axis Flipkart card – great for ecosystem shoppers. Apply soon for extra perks!
Frequently Asked Questions (FAQs)
What is the welcome benefit?
₹250 Flipkart voucher standard + up to ₹1,000 extra (₹500 each Flipkart/Cleartrip) till Dec 2025.
Are there cashback caps?
Yes, ₹4,000/quarter on Myntra, Flipkart, Cleartrip; 4% unlimited on partners.
Is lounge access available?
No, not offered on this card.
How is cashback credited?
Auto to statement – real money, no expiry or redemption needed.
Any exclusions?
No cashback on fuel, rent, EMI, wallet, govt, insurance spends.