Flipkart Axis Bank Credit Card 2025
Save up to ₹20,000+ every year on Flipkart shopping, Myntra fashion, Swiggy food, Uber rides & daily online spends!
If you love shopping on Flipkart, Myntra, or ordering from Swiggy/Uber, the Flipkart Axis Bank Credit Card is a top choice for online cashback!
You get 5% cashback on Flipkart & Cleartrip (capped ₹4,000/quarter each), 7.5% on Myntra (capped ₹4,000/quarter), 4% unlimited on preferred partners like Swiggy, Uber, Cult.fit, PVR, 1% unlimited on everything else, ₹500 Flipkart voucher on first transaction, 50% off first Swiggy order (up to ₹100 for new users), and low ₹500 fee waived on ₹2 Lakh annual spend.
Cashback auto-credits to your statement – real money, no points, no expiry!
Why This Is The Best Online Shopping Card in 2025?
5% on Flipkart/Cleartrip • 7.5% on Myntra • 4% unlimited on Swiggy/Uber/Cult.fit/PVR • 1% on all other spends • ₹500 welcome voucher • Fee waiver on ₹2L • Dining Delights offers.
Best for: Flipkart/Myntra shoppers, food delivery users, cab riders, online fashion lovers
Fee Waiver Offer – ₹500 Waived on ₹2 Lakh Annual Spend
Card At a Glance
₹500 + GST
₹500 + GST (Waived on ₹2L spend)
7.5% Myntra | 5% Flipkart | 4% Partners | 1% Others
₹4,000/quarter on Myntra/Flipkart/Cleartrip
None (Discontinued Jun 2025)
3.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST (Waived on ₹2 Lakh spend) |
| Welcome Benefit | ₹500 Flipkart Voucher on First Transaction |
| Cashback Credit | Auto to Statement (No Expiry) |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (₹400–₹4,000 txn, max ₹400/month) |
Detailed Cashback Rates (2025)
- 7.5% Cashback on Myntra spends (capped ₹4,000/quarter)
- 5% Cashback on Flipkart & Cleartrip spends (capped ₹4,000/quarter each)
- 4% Unlimited Cashback on Preferred Merchants (Swiggy, Uber, Cult.fit, PVR, Zomato, BigBasket, etc.)
- 1% Unlimited Cashback on all other eligible spends
- No cashback on fuel, rent, EMI, wallet loads, government payments, insurance
- 50% off first Swiggy order (up to ₹100) for new users (Code: AXISFKNEW)
- Cashback auto-credited to statement – simple & hassle-free
Airport Lounge Access
No complimentary lounge access (discontinued from June 2025)
Insurance & Protection Benefits
- Zero liability on lost card (if reported immediately)
- EMI conversion on purchases ₹2,500+
- 24/7 fraud monitoring & support
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 7.5% on Myntra (high for fashion shoppers) | Caps on Flipkart/Myntra/Cleartrip (₹4,000/quarter) |
| 5% on Flipkart/Cleartrip + 4% on Swiggy/Uber | No lounge access (removed Jun 2025) |
| Low ₹500 fee, easy waiver on ₹2L | 3.5% forex markup (not for abroad) |
| ₹500 welcome voucher + Swiggy discount | No cashback on fuel/rent/EMI |
| 1% unlimited on everything else | Devalued in 2025 (lost lounges, added caps) |
| Dining Delights offers (up to 15% off) |
Eligibility Criteria & Documents Required
- Age: 18–70 years
- Minimum Annual Income: ₹4 Lakh
- Credit Score: 700+ preferred
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit Axis Bank website and select Flipkart Card
- Fill basic details → Get instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2–3 minutes)
- Card approved & dispatched in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹10,000+ monthly on Flipkart, Myntra, Swiggy or Uber, this card gives ₹10,000–₹20,000 cashback yearly with low fee & welcome perks. Solid for online shoppers despite 2025 devaluations (lost lounges, added caps). Great alternative to Amazon Pay ICICI if you prefer Flipkart ecosystem!
Frequently Asked Questions (FAQs)
What is the welcome benefit?
₹500 Flipkart voucher on first transaction within 30 days + 50% off first Swiggy order (up to ₹100, code: AXISFKNEW).
Are there cashback caps?
Yes, ₹4,000/quarter on Myntra, Flipkart, Cleartrip; 4% unlimited on partners.
Is lounge access available?
No, discontinued from June 2025.
How is cashback credited?
Auto to statement – real money, no expiry or redemption needed.
Any exclusions?
No cashback on fuel, rent, EMI, wallet, govt, insurance spends.