Federal Visa Imperio Credit Card 2025
6 Domestic Lounge Visits
1.5% Low Forex Markup
Often 100% Lifetime Free
₹1,000 Welcome Bonus
Get ₹40,000+ value/year with 6 lounges + low forex – mostly LTF!
Best mid-premium card! Federal Visa Imperio gives 6 domestic lounge visits, 1.5% forex markup, ₹1,000 welcome bonus, 3X rewards & often comes as 100% Lifetime Free via offers.
Perfect for domestic flyers!
Why Choose Federal Imperio in 2025?
6 lounges • 1.5% forex • Often LTF • ₹1,000 welcome • 3X rewards
Best for: Domestic travel, low forex, value-for-money
Card At a Glance
Joining Fee
₹500-₹1,500 (often LTF)
₹500-₹1,500 (often LTF)
Annual Fee
₹500-₹1,500 (often waived/LTF)
₹500-₹1,500 (often waived/LTF)
Lounge Access
6 Domestic/Year
6 Domestic/Year
Forex Markup
1.5%
1.5%
Welcome Gift
₹1,000 Bonus
₹1,000 Bonus
Reward Rate
Up to 3X
Up to 3X
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500–₹1,500 (mostly LTF offers) |
| Annual Fee | ₹500–₹1,500 (waived on ₹2L spend) |
| Lounge Access | 6 domestic visits/year |
| Forex Markup | 1.5% + GST |
| Welcome Bonus | ₹1,000 on first transaction |
Detailed Reward Rates (2025)
- 3X points on dining, entertainment, international
- 2X points on weekends
- 1 point per ₹100 on other spends
- 1 point = ₹0.30–₹1 (vouchers/airmiles)
Airport Lounge Access
- 6 complimentary domestic lounge visits per year
- 2 visits per quarter • Dreamfolks network
Insurance & Protection Benefits
- ₹50 Lakh air accident cover
- Purchase protection up to ₹50,000
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Often 100% Lifetime Free | Only 6 domestic lounges |
| Low 1.5% forex markup | No international lounge |
| 6 lounge visits | Reward value average |
| Easy approval |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹6 Lakh
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar, Salary Slip
How to Apply Online (3-Minute Process)
- Visit Federal Bank website
- Select Visa Imperio → Apply Now
- Fill details & Video KYC
- Instant approval possible
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
Best value mid-premium card! 6 lounges + 1.5% forex + mostly LTF = ₹40K+ value/year. Must-have if you fly domestic 6+ times a year!
Frequently Asked Questions (FAQs)
LTF milega?
Yes! Most offers mein 100% Lifetime Free.
International lounge?
No, sirf domestic 6 visits.
Forex kitna?
Only 1.5% + GST.