Axis Miles & More Credit Card 2025
Save up to ₹1,00,000+ every year with massive welcome miles, 1:1 transfer & Star Alliance redemptions!
If you want direct access to Lufthansa Miles & More (Star Alliance), the Axis Miles & More Credit Card is the only card in India that gives 1:1 transfer and huge welcome miles!
You get up to 20,000 bonus miles on joining (Select = 5K, World Select = 15K–20K), 1:1 direct transfer to Miles & More, 8 domestic + 4 international lounge visits, low forex markup, golf benefits (higher variant), and fee starting at ₹3,000 (Select) / ₹10,000 (World Select).
Best for business class redemptions on Lufthansa, Swiss, Austrian, Singapore Airlines, Air Canada, United etc.
Why This Is The Best Star Alliance Miles Card in 2025?
20,000 welcome miles • 1:1 to Lufthansa Miles & More • 8+4 lounge visits • Low forex • Golf (higher variant) • Instant miles credit
Best for: Star Alliance flyers, Lufthansa lovers, international business class seekers, Europe travellers
Current Offer – Up to 20,000 Bonus Miles + Instant Miles & More Membership
Card At a Glance
₹3,000 + GST
₹10,000 + GST
5K / 15K–20K
1 Mile / ₹100–125
8 Dom + 4 Intl
1:1 Miles & More
Complete Fees & Charges
| Particulars | Select (₹3K) | World Select (₹10K) |
|---|---|---|
| Joining Fee | ₹3,000 + GST | ₹10,000 + GST |
| Annual Fee | ₹3,000 + GST | ₹10,000 + GST |
| Welcome Miles | 5,000 Miles | 15,000–20,000 Miles |
| Foreign Currency Markup | 3.5% | 2% |
| Lounge Visits | 8 Dom + 4 Intl | 8 Dom + 4 Intl |
Detailed Reward Rates (2025)
- 1 Mile per ₹100–125 on all spends (variant dependent)
- 1:1 direct transfer to Lufthansa Miles & More program
- Up to 20,000 welcome + milestone bonus miles
- Miles never expire with active card
- 8 domestic + 4 international lounge visits per year
Airport Lounge Access
8 complimentary domestic + 4 international lounge visits per year
Insurance & Protection Benefits
- ₹2.5–5 Crore air accident cover
- Purchase protection & travel insurance
- Golf benefits on World Select variant
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Only 1:1 card to Lufthansa Miles & More | ₹3K–₹10K annual fee |
| Up to 20,000 welcome miles | 3.5% forex on Select variant |
| 8+4 lounge visits | Miles earning rate moderate |
| Star Alliance redemptions | |
| Low forex on World Select |
Eligibility Criteria & Documents Required
- Age: 21–70 years
- Minimum Income: ₹12–24 Lakh p.a. (variant dependent)
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit Axis Bank → Credit Cards → Miles & More
- Choose Select or World Select variant
- Click Apply Now → Fill details
- Video KYC → Card delivered in 10–15 days
Final Verdict – Should You Get It in 2025?
If you fly Lufthansa, Swiss, Austrian or any Star Alliance airline even once a year, Axis Miles & More is the only direct 1:1 card in India with up to 20,000 welcome miles. Perfect for business class redemptions to Europe/USA. Still the undisputed king for Star Alliance loyalists!
Frequently Asked Questions (FAQs)
How many welcome miles?
Select: 5,000 | World Select: 15,000–20,000 miles.
Transfer ratio?
1:1 direct to Lufthansa Miles & More program.
Lounge access?
8 domestic + 4 international visits per year.
Best for which airlines?
Lufthansa, Swiss, Austrian, Singapore, United, Air Canada, Thai etc.