Axis Horizon Credit Card 2025
5X Travel Rewards
4 Lounge Visits
2% Forex Markup
₹1,000 Fee
Get over ₹15,000+ value with 5X travel + 4 lounges + 2% forex!
Best travel starter card! Axis Horizon gives 5X reward points on travel, 4 lounge visits, 2% forex markup, and milestone vouchers.
Perfect for occasional travelers!
Why Choose Axis Horizon in 2025?
5X travel • 4 lounge visits • 2% forex • Milestone vouchers • Low fee
Best for: Occasional travelers, business trips, reward collectors
Card At a Glance
Joining Fee
₹1,000
₹1,000
Annual Fee
₹1,000
₹1,000
Reward Rate
5X Travel
5X Travel
Lounge Access
4/Year
4/Year
Forex Markup
2%
2%
Welcome Gift
2,500 EDGE Points
2,500 EDGE Points
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,000 |
| Annual Fee | ₹1,000 |
| Reward Points | 5X Travel | 2X Others |
| Forex Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (up to ₹400) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 5 EDGE points per ₹100 on travel (flights, hotels)
- 2 EDGE points per ₹100 on other spends
- 2,500 welcome EDGE points
- 1 EDGE = ₹0.20 cashback
- Milestone: ₹2,500 voucher on ₹5L spends
Airport Lounge Access
- 4 complimentary domestic lounge visits per year
- 1 visit per quarter
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹5 Lakh personal accident cover
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 2% forex markup | Only 4 lounge visits | ₹1,000 annual fee |
| Milestone vouchers | Travel-focused |
| Low fee premium | Moderate lounge limit |
| Easy eligibility |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹4 Lakh
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar, Income Proof
How to Apply Online (3-Minute Process)
- Visit Axis Bank website
- Select Horizon → Apply
- Fill income details
- Video KYC verification
- Card + 2.5K points in 7 days
Final Verdict – Should You Get It in 2025?
Best travel starter card! 5X travel + 2% forex + 4 lounges = ₹15,000+ value. Perfect for business travelers!
Frequently Asked Questions (FAQs)
5X on all travel?
Yes! Flights, hotels, bus bookings.
2% forex markup?
Yes! Great for international trips.
4 lounge visits enough?
Yes! 1 per quarter domestic.
Milestone voucher value?
Yes! ₹2,500 on ₹5L annual spends.
Easy to get?
Yes! ₹4L income sufficient.