Air India SBI Signature Credit Card 2025
1 Lakh Air India Miles
8 Lounge Visits
20 Miles per ₹100
Free Hotel Nights
Get over ₹50,000+ value with 1 Lakh welcome miles + 8 lounges + premium travel benefits!
Best Air India card! Air India SBI Signature gives 1 Lakh welcome Air India miles, 20 miles per ₹100 on Air India, 8 lounge visits, and free hotel nights.
Perfect for frequent Air India flyers!
Why Choose Air India SBI Signature in 2025?
1 Lakh welcome miles • 20 miles on Air India • 8 lounge visits • Free hotel nights • Low forex
Best for: Air India loyalists, frequent flyers, international travelers
Card At a Glance
Joining Fee
₹5,000
₹5,000
Annual Fee
₹5,000
₹5,000
Reward Rate
20 Miles/₹100 Air India
20 Miles/₹100 Air India
Lounge Access
8/Year
8/Year
Forex Markup
1.99%
1.99%
Welcome Gift
1 Lakh Miles
1 Lakh Miles
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹5,000 |
| Annual Fee | ₹5,000 |
| Miles | 20 per ₹100 on Air India |
| Forex Markup | 1.99% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (₹500-₹4,000) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 20 Air India miles per ₹100 on Air India tickets
- 5 miles per ₹100 on other spends
- 1 Lakh welcome miles on joining
- Miles never expire
- Free hotel nights on milestone spends
Airport Lounge Access
- 8 complimentary domestic lounge visits per year
- Priority Pass membership on request
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹10 Lakh lost baggage cover
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 1 Lakh welcome miles | ₹5,000 annual fee |
| 20 miles on Air India | No fee waiver |
| 1.99% forex markup | Air India only |
| 8 lounge visits | High income needed |
| Free hotel nights |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹12 Lakh
- Credit Score: 750+ required
- Documents: PAN, Aadhaar, Income Proof
How to Apply Online (3-Minute Process)
- Visit SBI Card website
- Select Air India Signature → Apply
- Fill income details
- Upload salary slip/ITR
- Card delivered in 10 days
Final Verdict – Should You Get It in 2025?
Best Air India card! 1 Lakh miles + 20 miles on tickets + low forex = ₹50,000+ value. Perfect for Air India flyers!
Frequently Asked Questions (FAQs)
1 Lakh miles guaranteed?
Yes! On joining fee payment.
20 miles on all Air India tickets?
Yes! Direct bookings only.
Low 1.99% forex?
Yes! Best for international spends.
8 lounge visits?
Yes! Domestic lounges.
Miles expiry?
No expiry ever!